After you file

It’s just about the percentage of value I guess?  The vehicle was a 2011 Ford Edge sport.  It was purchased for $48k and was given a 3900$ trade in value , but not until the 1st of Jan 2022.  It died on me literally the 30th of dec.  what I really want to do is be able to change the whole removed from services so it does not create an issue.