After you file

Yes. I signed up with Credit Karma in order to get a discount to file. Turbo Tax offered it. I had no idea that's the account they have now instead of my original bank.  Now that I know I'm okay with Credit Karma. First time I used their debit card they credited me back the full purchase. One of their perks. So it was a leaning experience that ended up positive. Good luck 🤞