Got it figured out today with help from a Turbo Tax rep. I do owe $1,400 more on my return due to how I answered one of Turbo Tax's questions regarding stimulus payment. When doing my taxes Turbo Tax noted that my wife and I did receive a total of $2,800, but then asked the question if this amount matched the IRS Letter 6475? I answered NO because I had received only one letter from the IRS and it showed $1,400 only (I was confused why the letter didn't show $2,800?). By answering NO that added a Recovery Rebate Credit of $1,400 to 1040-SR, Line 30. I had no idea that the IRS was sending out separate letters even if you filed married joint (did finally receive the other letter but after the fact) and they sent me the money in one lump sum so I assumed it was handled jointly? Anyway this added to my confusion which lead me to incorrectly answer NO. It would have helped (me) if Turbo Tax would have asked the question differently or explained that the IRS was "treating" the stimulus payments individually. Hope this helps anyone else that might have been confused like me
