After you file

Yes, you can contribute less in 2022 ($3,000) and apply the excess on your 2022 tax return to 2022. If you do this you still will have to pay the 6% excess contribution penalty on your 2021 tax return.

On your 2022 tax return, you will follow these steps:

1. Login to your TurboTax Account 
2. Click on "Search" on the top right and type “IRA contributions”
3. Click on “Jump to IRA contributions"
4. Select “Roth IRA”
5. Answer “No” to “Is This a Repayment of a Retirement Distribution
6. Enter the Roth contribution amount 
7. On the "Do you have any Excess Roth Contributions" answer "Yes"
8. On the "Enter Excess Contributions" screen enter the total excess contribution if it isn’t carried over automatically.
9. On the next screen you select have much you want to apply to 2022.

@ir63