Is this your scenario?
Did you have any TurboTax fees that you chose to pay out of your Federal refund? If so, the funds go first from the IRS to an intermediary bank where the fees are subtracted. Then that intermediary bank sends the rest to your bank (or card) in a second direct deposit.
If you used that option, we can tell you how to check on your refund status at the level of the intermediary company (SBTPG).
