After you file

I added .01 to one of my duplicate amount 1099-R forms, resubmitted, and the Federal Form was accepted less than 30 minutes later.  Now my wife and I know not to withdraw the exact same amount from the same mutual fund company IRAs or Roth IRAs.  Our problem was from Roth IRAs that have been open more than 5 years so the money isn't taxable anyway.  Very ironic.