I understand that, but they shouldn't be requiring you to sign up for Credit Karma money until they get a response then. They give you the impression you've been approved make you sign up for a service you may not want as a condition of being approved, and then turn around and deny it afterwards. It makes me think hey really just wanted to get the traffic and sign-ups for Credit Karma Money. There should at least be something stating if you are approved for sure then you'll have to setup an account.
