After you file

Credit karma runs a soft credit check...its a loan...whether it's from your money or not..its money..given to you..until THEY get paid. I'm not making this up...its basic common knowledge. If you didn't qualify...you didn't qualify..if your credit sucks..or you have no banking or deposit history in your reports...your probably not going to get this LOAN ...ITS A LOAN ....LOL DURR PEOPLE