"But paying $2000 in interest and fines sure makes a CPA seem like an inexpensive option."
CPA is not going to enter your dividends unless you supply them with your 1099-DIV.
Same with TurboTax.
Always print a copy of your completed tax return for your records, and review it carefully before e-Filing. Particularly Schedule B and D.
You will need it if you are audited by the IRS, or to amend if a TurboTax update changes your return or for any other reason,
AND, to find your AGI next year.
