After you file

You can go to the line where you report unemployment and manually subtract $20,400 from the unemployment received and change the number to the remainder of that equation.

 

For example, if you received $30,000 in unemployment, you can change your unemployment received to show just $9,600.  You do not need to access the forms to make that change.

That might trigger a review by the IRS, but your figures will be correct on the amend.