After you file

I apologize if I misstated the case, or confused 401(k) with HSA.

I meant to say that my HSA contributions which are supposed to be deferred were instead included in my taxable income.  I know the HSA data was entered correctly.  The software even spit out the proper 8889 form.  And it forwarded that amount ON TOP OF of the miscalculated federal taxable income to calculate my state taxable income.