Building on SweetieJean's answer: TurboTax Federal Free Edition only prepares 1040A & 1040EZ returns. Your tax situation apparently required a long-form 1040; thus TurboTax switched you to the Deluxe edition (the cheapest paid version, currently $34.99 but subject to change without notice). With that edition, the state return is currently an additional $36.99. Those, plus the "refund processing service", come close to the $132 you say was taken. (For an exact amount, follow epo39b's earlier instructions.) If the direct deposit came from a company called TPG (the third-party processor behind the "refund processing service") instead of the IRS, that's what happened.
