Apparently you are not familiar with UDAAP. Disclosures must be clear and conspicuous. You can’t heavily advertise the ease at which you can get your refund and then in fine print disclose you can only get $300 day through the ATM and can’t transfer it off the card. It is the very definition of “deceptive”. The fact there are so many posts about it here and elsewhere are proof that it was a reasonable assumption we could get our money off the card. If you are their lawyer you failed to read the laws.
