After you file


@ Pilgrim786 wrote:

It's 0205am on July 8, 2021. Irs refund tracker said my refund would be sent to my bank today.  So far, nothing.  Please help!


It's not that accurate down to the minute.  If the IRS "Where's My Refund" tool says your refund has been sent, the IRS says to allow up to 5 days due to variations in the receiving bank's processing procedures and times, but it usually doesn't take that long.    There's no way for a user community forum to know if your bank will receive it today or what time.   You can phone your bank today to see if they have received notice to expect an incoming ACH direct deposit.

 

However, there may be another link in the chain that you can check right now in the meantime if you used the following service:

Did you have any TurboTax fees that you chose to pay out of the Federal refund?  If so, the funds go first from the IRS to a temporary account at an intermediary bank where the fees are subtracted.   Then that intermediary bank sends the rest of the funds on to your bank (or card.)   If you used that method to pay fees, and if the IRS has actually released the funds, we can tell you how to check on the funds at the level of the intermediary company (SBTPG) using SBTPG's refund lookup tool.  Choose the "For Taxpayers" portal at this page:

https://www.sbtpg.com