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After you file
I called and had my debit deferred because at that point i was going on two months without receiving my IRS federal refund due to some delay that NO ONE seems to know about. before the payment was to debited again, i called Turbotax to ask them what would happen i still did not receive my texes and TT tried to debit again and she told me to just call about 10 days before the debit and get another deferal. Low and Behold, now TT customer Service said i can't defer again. SO which one is it? and why am i paying you guys when i have not been pain myself? this isnt a case of "insufficient refund" , its an incomplete tax return . are you duping people? or is your service just that crappy that so many users are still waiting for their taxes this year when they applied through your service?