After you file

🤣 Well, the last two weeks I DO hate my life. While struggling to track down my late husband’s “Basis” for a Form 8606 for our 2020 returns, I had to go through 10 years of old returns. He did our taxes so it’s been a bit of a learning curve. Then Friday in the middle of the night it dawned on me that my own little IRA that I built with nondeductible contributions for 38 years required me to take an RMD for the first time in 2019. I did enter that 1099-R on my 2019 returns BUT I didn’t figure my “basis” on an 8606 making part of my RMD taxed twice. It’s taken me two days to go through 38 years of check registers to add up my contributions because not once in all those years did my bank send a statement showing contributions.....only the compounded interest they paid. I’m glad that when I shredded checks after 10 years that I kept the check registers.