Hi Mike9241,
Thanks for providing the options. I went with Option #1 to withdrawal the excess contribution made in 2020. I completed a HSA Distributuion fo Excess Contribution form to withdrawal the excess amount made to my HSA in 2020.
I was told by the HSA rep that the removal of excess contribution will be reported in the year the removal was made, which would be 2021. This is what they said verbatim: "The distribution of excess that was processed will reflect on the 2021 1099-SA as it was removed in 2021."
But I thought by removing the excess amount before May 17, 2021, the withdrawal made of the excess to the HSA contribution would apply for tax year 2020.
