After you file


@ randy Schliesman wrote:

Why is my refund only $322 when it was estimated at $932?


Are you expecting both Federal and state refunds?  If so, which one did you receive?  They come separately.  Do not go by any "total refund" amount that TurboTax shows you on a summary screen, which is a sum of the Federal and state refunds.   Look at the deposit descriptor in your bank/card account to see who sent the deposit. 

 

If the deposit descriptor says it's from a third-party company "Tax Products PE SBTPG" (or similar), that means you chose to pay TurboTax fees out of your Federal refund, and the deposit went through an intermediary bank first.  Of course, the fees and service charge for that option won't explain that degree of difference.

 

Or did you choose to get your deposit on a Turbo Visa Debit Card and had a refund advance that had to be paid back?

 

Also, if it's a Federal refund, look at your Form 1040, Line 35a to verify the refund amount that was originally submitted.

 

If the IRS reduced your refund, they should send a letter in about 3 weeks or so explaining why, and what your options are if you disagree.  You might get a clue now by looking at the IRS "Where's My Refund" tool to see if there is a message:

https://www.irs.gov/Refunds