After you file

@ColeenD3  Thanks for this.  It’s complicated!  We did NOT claim recovery rebate credit for 2020 as we did received both Stim#1 and Stim#2.  Going by our friends in our similar income range, all of them did receive their Stim#3 back in early March, but not us.  We have 1 child dependent and our income (adjusted or not) is well under $150k.