@kreepy86
So the IRS WMR tool says your refund has been sent? The IRS says to allow up to 5 days due to variations in bank processing procedures. However, there may be another link in the chain that you can check, if the following applies to you:
Did you choose to pay any TurboTax product fees out of your Federal refund? If so, then the funds first go from the IRS to a temporary account in your name at an intermediary bank where the fees are subtracted. Then that intermediary bank sends the rest of the funds on to your bank (or card) in a second direct deposit. A third-party company SBTPG is involved in administering that process, and if you used that method to pay any TurboTax product fees, we can tell you how to check on your funds by logging into SBTPG's lookup tool.
If you did not pay any fees out of your Federal refund, then this does not apply to you.
