If the account was closed, you have little reason to worry — though your payment will be delayed. According to the Internal Revenue Service, if a stimulus payment goes to an account that is closed, the bank will reject the money.
Then, the Internal Revenue Service will look at the mailing address it has on file so the check can be sent by mail instead.
The agency is also required to send you a letter in the mail within 15 days, providing “information on how the Payment was made and how to report any failure to receive the Payment.”
But it would be worth your time to contact your bank and ensure that the check was in fact rejected. Then, go back into the Get My Payment portal to make sure your mailing address is up to date.
It may be easier to contact a Taxpayer Assistance Center Local IRS Office
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