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After you file
@mtawfik01: Please see the response here from SweetieJean to assist you in completing your return:
If you are in California and choose to pay the state efile fee of 24.99 out of the Federal refund, then that requires the addition of Premium Services for 44.99. Premium Services is a bundle of benefits that includes Audit Defense, ID monitoring and restoration, the ability to pay out of the Federal refund, etc. If you are being billed for Premium Services (with Audit Defense), then you were not being billed for standalone optional purchase of Audit Defense. And thus you cannot remove Audit Defense independently by the usual method. You have to either decline or remove Premium Service (and thus Audit Defense) by paying upfront with a credit/debit card instead of paying out of the Federal refund.
You may not have actually ended up with Premium Services if you didn't actually select to pay your fee out of your Federal refund. It may just be showing that and offering you the possibility of paying by that method. If you are going to pay upfront with a credit/debit card, you can just continue to pay the 24.99 on subsequent screens, and that will prevent it from adding Premium Services (and Audit Defense.)
i.e., the correct way to remove Audit Defense in California when it is bundled in Premium Services is to choose to simply pay your 24.99 state efile fee by credit/debit card. If you chose to pay the fee out of your Federal refund, go back and change it to a credit/debit card instead. Or if you haven't chosen to pay out of your refund, simply proceed forward and pay by credit/debit card. When you review your order, be sure it is only charging you the 24.99 plus possible sales tax.
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