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After you file
if the person meets the tests to be a dependent, then no, they can not apply for stimulus.
here is the issue.
CAN this person be claimed on a someone else's tax return. The critical question is not whether they were claimed, it's CAN they be claimed.
if they CAN be claimed then they are not eligible for any of the 3 stimulus payments. Now, the person who claims them (called the 'taxpayer') can receive the 3rd stimulus IF they claim the dependent. But if they choose not to claim them, the taxpayer doesn;'t get the stimulus and neither does the dependent,
From the taxpayer's perspective, they always have the option to claim the dependent. They do not have to and the IRS doesn't care if they don't.
However, from the dependent's perspective, since the question is CAN someone claim they, the answer doesn't change whether or not the taxpayer claim them.
make sense?