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After you file
If your financial institution rejects your refund, the money is sent back to the IRS for them to issue a paper check. It is difficult to say how long it will take for the IRS to receive the funds back and forward a refund check to you.
https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions
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March 25, 2021
11:31 AM