After you file

@Mommyof3 If you claimed EIC and child tax credits then you are stuck with the rest of us Path Act people. Did you get EIC and child tax credits last year? Because the Pact Act started in 2016 for the 2015 tax year. I wouldn't stress to much though on the 27th IRS sends the money via ACH and most big banks have no hold times on the funds. When the IRS sends mine on the 22nd I get it that day. They say the 27th to give a little leeway time incase some banks do place holds on the funds but really no banks now a days hold funds from ACH transders. It's like getting your paycheck direct deposited.