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After you file
Yes, it is possible that the IRS is reviewing your return and holding your stimulus payment until they have completed the process.
We know that customers don’t have insight into when the IRS processed their return, since it’s not always directly related to when they submitted their return or when it was “accepted” by the IRS. This requires the IRS to fully process their return in the IRS systems. “Where’s my Refund” will show a customer if that has been completed by today, but may not correlate perfectly with when the stimulus payments were processed.
The best advice that we have at this time is for you to continue to check the IRS Get My Payment tool for the latest information, but it will not update more than once per day. Also, in these cases it will only update once their original payment is rejected by the bank that owns that account.
We want you to understand we’re doing everything we can to help you track down and get your payment.