The IRS has not provided a way for you to change your banking information for your stimulus check.
If you provided updated banking information via the TurboTax Stimulus Portal for the second stimulus, TurboTax gave that information to the IRS so they could deposit a third stimulus payment in that account. We don't know why the IRS isn't using the information we provided. They don't share that information with us.
- If the bank information is invalid or the account has been closed, the bank will return the payment to the IRS and the IRS will mail it to the taxpayer by check at the address they have on file.
Note: None of the three stimulus checks (or Recovery Rebate Credits) are considered income, and therefore aren’t taxable. They won’t reduce your refund or increase what you owe when you file your taxes this year, or next. They also won’t affect your eligibility for any federal government assistance or benefits.
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