@Gayle2287 wrote: "it wasn't the IRS or my bank"
Are you saying the direct deposit was from a third party such as Tax Products PE3 SBTPG (or similar description)?
Did you use Online Deluxe for a Federal return and chose to pay the fee out of the Federal refund?
Online Deluxe was $40 for a Federal return prior to the March 1 price increase. If that's what you used, then $40 plus the $40 service fee for that payment method would equal $80. Sometimes there is also sales tax.
