With Turbotax Deluxe 2020, going to the file menu gets you no choice about delivery of your refund. After many searches, many questions, a huge amount of time, and many tries, I was only able to switch from paper check to direct deposit by going to the 1040 form and then scrolling far down to where I could find an option to insert bank account information. That was after passing and attempting unsuccessfully to change the refund on the actual 1040 text.
