I would leave it alone for two reasons:
1. Don't think you can go back and withdraw /negate a filing -- explanation will not be easy
2. If you call it a loan ( secured or otherwise but you are required to pay back ), then zero or below market interest would trigger an imputed income -- it is like cancelled debt ( taxable income), even though you actually go no money.
If this was just a hand-shake deal, then just let the sleeping dog ...
