Recovery Rebate Credit - Status Pending

I did not receive either of my stimulus checks, so I filed for the Recovery Rebate on February 12th (see confusing info. The IRS accepted my return 2 days BEFORE I actually filed??). I have not worked for a couple of years, and have not had any taxable income so that is the only thing I claimed on the E-file. My refund was due on the 3rd, but the IRS website says it's still pending. Any idea as to why it has not been accepted or refunded yet (or how they accepted it prior to my filing)? I did have outstanding student loans, but those accounts closed out May of last year, so I currently owe nothing. There is no other reason that I can think of why there would be a delay. Any ideas of how I can find out what the delay is?

 

TRANSMITTED: 2/12/21

ACCEPTED: 2/10/21

REFUND: 3/3/21