21 days is just an IRS average (so they say). In reality, some take longer. Check your refund status on the IRS website
https://www.irs.gov/refunds
i have noticed many threads from self-employed individuals saying they have not received their refund in 21 days. This may have to do with the ability to defer payment of some self-employment taxes
According to the IRS, “self-employed individuals may defer the payment of 50 percent of the Social Security tax imposed under section 1401(a) of the Internal Revenue Code on net earnings from self-employment income for the period beginning on March 27, 2020 and ending December 31, 2020.” However, the deferred payments must still be made by the dates applicable to all employers who do choose tax deferral. To avoid incurring a penalty, you must adhere to the following dates and amounts:
On December 31, 2021, 50 percent of the eligible deferred amount; and
On December 31, 2022, the remaining amount
an example.
Let’s say that you owe in Social Security tax of $10,000 (for the period beginning March 27, 2020 and ending December 31, 2020). That means that you’d need to pay a minimum of $5,000 by December 31, 2021. The remaining amount would be due December 31, 2022
