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After you file
Thank you so much for these steps. I was able to get an agent this morning. They said they sent the payment to a bank in August of last year, and it's not my current bank. Ironically, it's not the bank where my stimulus payments have been going either. I'm 99% sure it's going to a bank where I closed the account 2 years ago, and unfortunately, that bank cannot even find any evidence of me having an account there! The IRS is running a trace and will mail a paper check... could take 90 days.
Thank you again for your help!!
March 5, 2021
9:02 AM