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After you file
This happened to me and I panicked! I received no email from Turbo Tax about this at all. I changed bank accounts and according to the IRS website they were not going to send checks out to people who had closed accounts and to just claim it on their taxes. Which I did. 2 days after I filed I got a check in the mail. Which panicked me because I did what the IRS said to do and now it looks like I'm scamming them by getting a check AND claiming it on my taxes. So I called the IRS and after a long time and several disconnected calls I finally got through. What they told me to do is write VOID in the endorsement part of the check and write a note explaining what happened. (claimed it on taxes before I got the check because that's what the IRS said to do). The agent asked for my state and based on what state I live in she gave the address of the IRS office I needed to sent it to. I wasn't told to but I sent it certified mail just to have a record that they got the check. I asked if I would still get the stimulus money through the refund and she said yes because they would see that the check was not cashed. So far my tax return was received and 7 days later is still processing. I'm still worried that it may look like I did something wrong because I had a check and claimed the money. I've done everything the IRS said to do so hopefully it all works out.