You may not want to hear that it was the IRS, but it was. It wasn't "TurboTax" that "created" the second account - you essentially did that when you agreed to pay for your return out of your refund instead of paying for it outright. It's all in the fine print that no one ever reads.
Even still, the IRS gets the information on BOTH accounts when you file - your and the "intermediary" one, and particularly after the first round of payments where there was a similar issue they were well aware of this issue and that they had the data they needed to make the payments right, but in their rush to get them out, they didn't do it right.
TurboTax and H&R Block and the like had absolutely no obligation to step in and help, at their own expense, but they did anyway. You shouldn't be disgusted. You should be grateful. This is what is wrong with America - 1- our citizens are so incredibly poorly educated about even the most BASIC things like taxes and banking and 2 - everyone thinks they are entitled to something.
I have tried to be more understanding with this particular issue because I know that people are out there suffering but get a grip, people, TurboTax didn't do this to you. Your own government AND YOU did this to yourself.
