The underpayment penalty is calculated if you do not have enough withheld in income taxes throughout the year as you earn your income.
It has nothing to do with what you paid in last year on your taxes for 2019.
You can try to reduce your underpayment penalty by following the tip at the bottom of the link below.
Underpayment penalties
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
