The stimulus payments are calculated based on your tax return for 2020, not 2019. On your 2020 tax return you enter how much stimulus money you received, and if that is what is should have been based on what you entered on you 2020 tax return, then no additional stimulus payments will be due you.
If you had received more stimulus that you were entitled to based on your 2019 tax return, you would not be required to pay back the amount you received in error.
So, you need to ignore what happened in 2019, just see if everything is correct based on your 2020 tax return.
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