AmyC, Thank you!
I really appreciate your time and expertise explaining this to me. If you don't mind, I would like to ask some more questions...
1. You mentioned there is "NO Penalty." Correct?
2. I DO NOT have to file an Amendment for 2019 Federal Tax. Am I getting this correctly?
3. If I put in the numbers in 2020 tax return in Turbotax, then everything should be fine without any penalty or any sort of letters mentioning unpleasant things.. Right?
4. Do I have to make any withdrawal or any action for $168 on Traditional IRA to avoid any consequences before April 15?
I wonder how I could have survived this without help from Turbotax and experts...
