With your tax return, if you have a car, pay the insurance for the entire year. You’ll get more money on your paycheck at the end of the month for 12 months without paying a car insurance bill.
Im a good driver so my car insurance is $100/mo, well below national averages, and I’m on step one. So that extra $100 a month can come in handy through the year.
Also, if you have a car payment, you can apply that $100 you’re now saving a month and apply it to the principle, ultimately paying your car off sooner, by a year or 2 ..
