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Paying for your car or any auto you have sooner than it can be paid for is always a benefit because they don't make interest on your payments lol and it's looks great on your credit report when your payments are early or paid off sooner than they are supposed to be looks great but the catch 22 about doing that is places like banks who make their money off of your loan payments see that you pay off your loan early or they see that you pay your loan off faster than expected they are not going to be willing to give you the money you want because you're financially responsible about your money and how you spend it anything you put money into you should make sure you can always get your money back for what you got or a little more nothing wrong with making money on a deal being able to pay for what you owe and still have money for whatever you see and might just want its not a problem cause everything you have is paid for and anything you want you can afford cause they don't have a problem giving you the money cause how you pay the loan off that's why it benefits you to pay off anything no matter how much it is a month if you have the extra money spend it on the stuff you're buying not the stuff you think you want lol no lie