For years I allow myself to get further into debt. Then tax returns come and I have to decide which debt to apply it to. Getting out of debt is one of the hardest self controls of life. Just stop buying stuff I tell myself. Just stop going out to lunch at work, I keep telling myself. I want this I want that, but later when I need this and I need that, I am deep into a stressful hole. Just pay off debt, stop adding to it, and find a way to save something even if it’s $5 when you can....
