Congratulations on taking your finances in the right direction by paying down your debt,
Your next consideration should be to build and maintain 6-12 months’ worth of living expense in the form of a money market fund or bank savings to cover a possible job loss and/or unexpected expenses.
You can currently earn more interest income in an internet bank such as American Express (1.7%) than a conventional “bricks and mortar”bank.
See https://www.americanexpress.com/personalsavings/home.html
Good luck,
Markestar
