I am loving this thread of comments. I got myself into a lot of debt, and am (thank goodness) super close to having it all paid off. I have less than 2k left to pay and am planning on paying it off with my refund, because I too would like to buy a house in a few years, not only will this get me out of debt but it will get my credit score back on track. The plan is to pay off the debt then put the rest into a savings account of some sort.
