Hi Joe,
Standard Chartered bank. You need to have account with Standard Chartered bank more than 1 year only they can help you to cash out. If the cheque expired, the US treasury department will mailing you about the details of your contact and so on, you may ask them to resend the US treasury cheque again. I use more than 1 year to cash out the cheque as this is the only option work for me.
Hope it help
