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After you file
I have went to all Malaysian banks, oversea banks like UOB, Citibank and all; no one wants to process it and they tell you bank negara said cannot process. Called bank negara and they said can do. What a joke. It’s just the banks that felt that this is a tedious and lengthy process and don’t benefit them in any way.
Good thing for Standard Chartered bank, they are able and willing to do it, but the requirement is you having an account there for >1 year which defeats the purpose because the checks expires in one year.
Citibank is the worst, I myself am a Citibank Gold Credit card holder. Not the highest but am a user. They straight up told me that, they only do it, but for certain customers, then the manager came out and say, no no, not like that ಠ_ಠ
I have tried US PayPal Plus cash a virtual check too, didn’t work even with VPN.
The best way is to send it back to US and have a friend cash it at a nearest post or Walmart. With the Covid situation, we are not able to send any parcel out. So.. yeah. Hope these information helps.