AnnetteB6
Expert Alumni

After you file

No, if you are filing a 2019 tax return, you can only claim student loan interest that was paid in 2019 on that return.

 

If you have student loan interest that was paid in prior years which you did not claim, you may be able to file an amended return for those years to deduct the interest on the prior year returns. 

 

If you have not yet filed those prior year returns, then you can claim the interest that was paid in those prior years on that year's return.

 

You mentioned that you have not filed taxes before and never claimed the interest.  If you did not have income for the prior years, then filing a return to claim the interest is not beneficial.  If you did have income but you just have not filed the returns, then you can claim the student loan interest as part of your return.  

 

 

@keyshf

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