After you file

I am getting direct deposit of my refund.  I do NOT owe taxes.  I may have stated it wrong but I was charged $39.99 for "option to pay with your refund" as stated on my confirmation of payment option.  Why am I paying with my refund when I do not owe taxes!!!!! If I did not state it clearly before I was charged $119.97 which is btoker down as $39.99 for state, $39.99 for federal and $39.99 for the option to pay with your refund.  In all years past that I used Turbo Tax I was always given the option to "UPGRADE" to deluxe.  This year you had NO option.  If you didn't agree to pay you could not continue.  I just don't understand what the $39.99 fee for "Option to pay with your refund" is?  They are charging me $39.99 to take the $39.99 fee I owe for federal and the $39.99fee  I owe for state out of my refund???????????  Somehow I don't understand this!!!