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After you file
Hi Everyone! I've been dealing with similar issues as most who posted here. My issue was: IRS records did not match my imputed info at the window that asks for AGI and return. I did not complete my 2019 return yet and I owed $$ in 2018. I did download my transcript. The transcript info was exactly what I imputed. After days of this and my account was locked for the 3rd time, I used my wife's SSN. The 1st time with my wife's SSN I used the info from the transcript with no luck. I did as someone had suggested and and entered "0" as my AGI and imputed the amount i owed from the transcript. After this, it went through and updated the bank account info! I'm going to check tomorrow with my SSN and hope for the best.
Hope this helps someone!