On the date of your expected deposit date, the exact timing of that deposit and availability of the funds is generally up to your bank. At this point the IRS has given you the only information they can (a deposit date) and so your bank may be able to provide additional insight regarding the timing of the deposit.
If there is a problem with the deposit, and it is returned, the IRS will automatically mail a check to you - typically within a few days and they will reflect that information in the status available here: Where's My Refund? (IRS).
Once your return is filed, TurboTax does not receive any additional information about your refund. We do not process your refund, so we don't have any information about the status of the deposit.
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