After you file

@Kerramooey - I agree with @SuzieQ1433  but would have written it slightly differently.

 

Basically if you took advantage of the loan advance or the product that had the fees subtracted from the refund, TT gave the IRS a temporary account number so that TT could extract that money before dumping the remainder into your permanent account. 

 

So there are two accounts.  The temporary one is the one they told the IRS about, but it is now closed. 

 

So the IRS sends the stimulus to the temporary account, not knowing it's closed, it bounces back and they send out a paper check.